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  • Sun Lakes
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  • Ahwatukee
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  • Mesa
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  • Queen Creek

Calculators


Let us help you find out how much home you can afford. Our mortgage calculator will help you determine home payments. Of course, this calculator cannot take the place of consulting a qualified lender. We will be happy to provide you with the names of our lender partners who have a proven track record and take exceptional care of our clients.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

©2001-2017 Amy Jones
It's Like Working With Your Best Friends!"
John 3:16
The Amy Jones Group
Keller Williams Integrity First Realty

Each office independently owned and operated

Amy Jones PLLC
Realtor®, CNE, E-PRO, CDPE, CSSPE
Multi-Million Dollar Producer
#1 Chandler Realtor®
Rated Best Chandler Realtor® for 4 years
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*Each Keller Williams office is independently owned and operated.

Representing home buyers and sellers in the Phoenix East Valley including
Chandler, Sun Lakes, Ahwatukee,
Gilbert, Mesa, Phoenix, Queen Creek & Tempe


Direct 480-250-3857

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Amy Jones is a licensed real estate professional in the state of Arizona.


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